Financial Plan

My expenses each month will be around $800 to cover my social security, federal and state taxes, as well as medicare. This is based on a sample cost of living from Kiplinger. According to salary.com, I can make around $62,500 as a medical technician. Only a Bachelors degree is required and for this education of 4 years, it will take $200,000. I want to save $2,000 for my rainy day fund and $1,000 for retirement. If I save $1,000 for retirement each year, bu the time I am 65 years old I will have $65,000 plus interest. It makes me nervous to think about my future financial plan because there are so many variables that I cannot control in my future and so many necessary spending and unnecessary spending (which is the only thing I have to worry about now). I am afraid of the amount of organization I have to have to stay responsible with my money and how often I should monitor my finances and make sure that I stay on top of all the bills. It will be a lot to handle and remember.